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The article linked in the comment chain you responded to gives numbers. For public insurance (which covers all essential care with no deductibles) > The ninim
by estaseuropano 6y ago
The article linked in the comment chain you responded to gives numbers. For public insurance (which covers all essential care with no deductibles)
> The ninimum is 200€, [...] If you make more than 58050€ per year, you pay around 400€ per month. This is the maximum contribution (Höchstbeitrag). If your salary is higher than 58050€, you will not pay more.
For private insurance (possible if you earn above 64k or are a freelancer) its not linked to your income so rates vary.
> Private is cheap when you are young
If you are young and healthy, you could pay as little as 175€ per month (350€ for freelancers) for private insurance. If you make a lot of money, this is much cheaper than public insurance.
But there are deductibles and fees can go up if you have frequent health issues. Freelancers cannot be covered by the public system so it only works when you're an employee, otherwise you're on private insurance.