This is how much the complete insurance covered hospitalisation & surgery costed for my late father (RF tumour ablation) including tests and medicines. Key thi

This is how much the complete insurance covered hospitalisation & surgery costed for my late father (RF tumour ablation) including tests and medicines. Key thing here in India is that there is no objection in use of generics - in one case, I was looking for a medicine which would cost me around 10 USD for a blister pack, the chemist looked at me and gave a generic one which costed around 2 USD. Hospitals tend to consider tests done at outside labs which may be done at lower cost (case to case basis). Surgeries conducted/ consultations provided on daily basis per doctor vastly outnumber as compared to US. Price breakups are clearly provided (and can be compared easily) and you pay for exact tests or consumables as prescribed. From where I live currently, thanks to the government capping, COVID-19 test costs between 10 USD to 35 USD, you are free to pick where you want it to be conducted and get the same results. edit : added more details