I have also worked in and around healthcare in various capacities (both tech and non-tech) and this is totally wrong. There are /many/ reasons the US healthcare

I have also worked in and around healthcare in various capacities (both tech and non-tech) and this is totally wrong. There are /many/ reasons the US healthcare system is broken, and I agree the issues are more systemic at this point, than any one bad actor, but if there /is/ a bad actor, it is definitely the health insurance companies. There are a lot of good people in the health insurance industry that want to improve health outcomes and make a profit and are swimming upstream as well against those systemic forces (just maybe the market isn't the best way to distribute healthcare...) but as a whole it's not the health insurance companies reining in the costs of frivious doctors and hypochondriac patients, it's the incredible layer of bureaucracy and arbitrary decisions there that soak up a ton of monetary resources, constrain doctors into not even being able to do the preventative care work they want, and lead to all sorts of perverse incentives like showing up in ER 5x a year, instead of getting to show up at your GP and nutritionist every week, etc