I do all three, as well. I shy away from YOLOs but occasionally gamble on puts or calls. Basically, I have a Vanguard account for index funds / ETFs: long term

I do all three, as well. I shy away from YOLOs but occasionally gamble on puts or calls. Basically, I have a Vanguard account for index funds / ETFs: long term investing. I have an Etrade for individual stocks: shorter term. My best stocks have been AMD, MU, FB, HUBS, PYPL. All are 4 to 5x+. HUBS is a 10x. You won't get those returns with index funds.