Here in California tests are $150 if you want to pay yourself (say because you're curious, or require a negative test to travel), or paid 100% by insurance (so

Here in California tests are $150 if you want to pay yourself (say because you're curious, or require a negative test to travel), or paid 100% by insurance (so no out of pocket costs) if you have symptoms and are referred to a test by your doctor. The issue at hand in the article is the amount being charged to insurance companies for the latter - due to lobbying and obscure regulations (which the article points out the Trump administration attempted to overcome), it is not uncommon for medical providers to charge insurance companies exorbitant amounts for services, and also charge them for unnecessary services.