Collateral requirements are quite a bit more fluid than a mortgage and Robinhood was not asked, AFAIK, to give 10x collateral so the comparison doesn't fit. Ev

Collateral requirements are quite a bit more fluid than a mortgage and Robinhood was not asked, AFAIK, to give 10x collateral so the comparison doesn't fit. Even still: Yes-- good budgeting with savings should allow you to face an obstacle like a 10x mortgage payment. I'm not particularly frugal but I could, at a pinch, gather that much money. Assuming you're putting aside the recommended 6 months living expenses for an emergency, the non-mortgage part of that savings should cover the other 4 months. RH is in a business that requires the deepest pockets of literally any industry on the planet. If they don't have that capital, they don't get to play, and that's their fault.