I think this is universal. Most of the crypto are not owned by regular people ( whatver that means for you). You need to have some basic level of competency wit

I think this is universal. Most of the crypto are not owned by regular people ( whatver that means for you). You need to have some basic level of competency with tech to play around with crypto. If you forgot your password for your Stonks broker, your not SOL. Even computer/tech literate people have lost potential millions due to forgetting passwords or crashed drives. That guy in the UK is still hoping to dig out his laptop in a landfill for what could possibly be hundreds of millions of dollars/pounds in BTC. They know exactly where it is in the landfill because they kept track of where, when and what went in the landfill.