Real time settlement and instant bank transfers would mean RH wouldn’t need to put up any collateral. And even same day settlement after close of markets plus

Real time settlement and instant bank transfers would mean RH wouldn’t need to put up any collateral. And even same day settlement after close of markets plus instant bank transfers would have completely avoided all this. I commented as such the other day. I really want this to spur a move to real time bank transfers instead of ACH. https://news.ycombinator.com/item?id=25990205 https://news.ycombinator.com/item?id=25990205