Very interesting! I never thought about the insurance issue. The current systems rates premiums mostly according to personal driving record, right? [1] Hence, i

Very interesting! I never thought about the insurance issue. The current systems rates premiums mostly according to personal driving record, right? [1] Hence, if I never drive myself, my premium should only depend on the crash record of that type of robot car. This would also imply, that my premium could raise, because that kind of robot, recently crashed a bit too often. At the same time, I might be able to reduce my premium by installing a software or hardware update. [1] I have a license for years but never owned a car. AFAIK it is not just the drivers record but also the statistical likely hood of a crash, according to gender, age in car. Though, cars today are not rated as 'unsafe' because they are buggy but because they are popular with reckless drivers.