Nitpick: really more like a 15% chance over 11 months. 1 - (1 - 5/10000)^330 => 0.152 (But I think you make a great point, it sounds like a tiny chance but it

Nitpick: really more like a 15% chance over 11 months. 1 - (1 - 5/10000)^330 => 0.152 (But I think you make a great point, it sounds like a tiny chance but it really does add up.)