While this is bad news, I hope something like this can make knowing someone's SSN not such a security risk. It blows my mind that in America if someone knows yo

While this is bad news, I hope something like this can make knowing someone's SSN not such a security risk. It blows my mind that in America if someone knows your SSN they could defraud your bank, and the bank can then blame you and make your life hard. If the bank decides to offer a loan or a CC to someone whose only identification is your SSN then it should be fully on the bank to recoup its losses.