> Bitcoin is highly volatile. If you do a lump sum payment you might end up joining the market at the top of a bubble where the value of Bitcoin is 12x times it

> Bitcoin is highly volatile. If you do a lump sum payment you might end up joining the market at the top of a bubble where the value of Bitcoin is 12x times its long term value. I should have been clear, I'm not talking about Bitcoin at all. Just traditional index investing.