Even 25k is a huge amount of stress gone compared to 3k in the bank. With 25k I can ride out some emergencies. If I lose my job I’m not at risk of being on the

Even 25k is a huge amount of stress gone compared to 3k in the bank. With 25k I can ride out some emergencies. If I lose my job I’m not at risk of being on the street. If I total my car I can still get to work. I’ve lived pay cheque to pay cheque, it wasn’t fun. Even though I was young and could theoretically move back with my parents if shit really hit the fan I was constantly worried about money. Soon as I paid off my student loans and had a bit of emergency fund, things were a lot better.