> 3. He claims he is worried about "market manipulation", but I doubt he would be complaining or have his faith shaken in the markets if he just realized a 7% g

> 3. He claims he is worried about "market manipulation", but I doubt he would be complaining or have his faith shaken in the markets if he just realized a 7% gain this week. That's Bernie Madoff in a nutshell. As long as people kept putting money in, it was fine. It was when people pulled their money out during a financial crisis when Madoff was exposed. It's also a favorite scheme of con-men, that is, to make you feel like you are winning, when in fact, you're losing. You'd only know that until after it's too late.