Summary - don't drink coffee (cut down on something unnecessary), save that money everyday in a bank, and at the end of the year invest it all in index funds. D

Summary - don't drink coffee (cut down on something unnecessary), save that money everyday in a bank, and at the end of the year invest it all in index funds. Do this every year, and you can be a millionaire in 15 to 20 years. Sound advice for the disciplined. (Also pitches you to buy Nio Inc stocks which the autor feels will be the next Netflix or Amazon :).