https://thismatter.com/money/stocks/settlement-and-clearing.htm https://thismatter.com/money/stocks/settlement-and-clearing.... It’s shortened over time, but t

https://thismatter.com/money/stocks/settlement-and-clearing.htm https://thismatter.com/money/stocks/settlement-and-clearing.... It’s shortened over time, but things across many parties still need to be sorted out, including buffets for fraud. Visa also doesn’t work the way you think it does, much like checks, ACH transfers, and wires also take days to clear.