> Trouble is that this entire world is completely closed to you and I. Goldman Sachs can trade it, but you can't. You can't drop into a bank and ask to underwri

> Trouble is that this entire world is completely closed to you and I. Goldman Sachs can trade it, but you can't. You can't drop into a bank and ask to underwrite the insurance on my trading account being liquidated - only the bank can. Fifty years ago you hand to walk into a physical office and buy shares in block of 20/50/100 or lots of a $500 multiple: no longer the case. Thirty years ago most people, could barely have diversification, and index funds were barely known: no longer the case. Nowadays you have to have at least a seven-digit account if you want to be able to do direct indexing: how long before that's won't be the case? Many things were only available to the large players because they were only practical/economical at a certain scale. Technology has improved efficiencies to the point that many product offerings are now available 'down market' to where they used to be. > Explore this space. I used to dismiss it as just memes and scams. I never (quite) believed that it was "just memes and scams", but rather solutions trying to solving so-called problems where (a) the problems were imagined, or (b) the creators of the solutions didn't understand things well enough to make useful solutions. (Deflationary currencies? Really?)