Yup - this is very common in southern California, for example. My mother-in-law and brother-in-law's homes are both in this situation. Ours would also have been

Yup - this is very common in southern California, for example. My mother-in-law and brother-in-law's homes are both in this situation. Ours would also have been except we were lucky that the previous owner was an EV early adopter and when he did a big remodeling project, he upgraded the service panel. (We then added solar when we moved in...)