Exactly! Maybe 15 years ago I had the same confusion with fidelity—-why are my trades on margin when there is ample cash to support them? It’s all about the spe

Exactly! Maybe 15 years ago I had the same confusion with fidelity—-why are my trades on margin when there is ample cash to support them? It’s all about the speed of settlement—margin unlocks the opportunity to transact in real-time. At the time, I remember having an option to opt-out of margin based transactions, but don’t remember seeing that anytime recently. For people playing the gme lotto (no wrong making—-actually wish I had time to join the party), settling any way other than margin is effectively Russian roulette!