You're right. It seems I misunderstood OP. I'm not sure how "bailing out the mortgages and giving people homes" would work? That means I could just get a free h

You're right. It seems I misunderstood OP. I'm not sure how "bailing out the mortgages and giving people homes" would work? That means I could just get a free house? Wouldn't housing prices go to infinity? A homeowner could command any price since the government would cover any mortgage, and the bank would make more money the higher the mortgage.