It's your "Instant" account. That's where all the float has to live and all newly opened accounts are Instant. It's a great marketing tool and definitely had a

It's your "Instant" account. That's where all the float has to live and all newly opened accounts are Instant. It's a great marketing tool and definitely had a hand in getting RH to where it is today. Personally, I like the instant settling. Ideally RH would have just turned off trading to specific securities that required float. i.e. "Cash" accounts can still trade everything, but maybe they can't make that separation... simply on for all or not at all.