Lower interest rates don’t reduce investment opportunities, they increase them. This is because as rates get lower, investments with smaller returns become prof

Lower interest rates don’t reduce investment opportunities, they increase them. This is because as rates get lower, investments with smaller returns become profitable. Treasury yields aren’t as much of an investment as they are free money given to the wealthy. With a government that can create its own currency, the moral hazard is giving rich capital holders money for doing nothing. They should be investing money in actual enterprises, instead of sitting on government bonds. Mortgages were not bailed out. Banks were. People who were underwater lost their homes. The Fed provided the necessary money to banks to prevent an industry-wide banking collapse.