> In a normal mortgage the bank cannot take your house if you make payments. Depending on a loan agreement... It can The last time this has happened en masse

> In a normal mortgage the bank cannot take your house if you make payments. Depending on a loan agreement... It can The last time this has happened en masse was as recently as 12 years ago. Since then, people started reading loan agreements a bit more carefully, hence the decline in the number of banks demanding completely unconditional recall clauses.