Robinhood has defaulted new users to "Robinhood Instant" for years now So the "default" RH experience is heavily based on margin but *not! in a transparent way

Robinhood has defaulted new users to "Robinhood Instant" for years now So the "default" RH experience is heavily based on margin but *not! in a transparent way. Deposits from banks are instant under a certain amount (10k for me but it varies) and no T+2