B/c fraud exists and people expect their money back when it happens. Yes it is 2021, not 1929. Credit and loans are a feature not a bug. If you want to put your

B/c fraud exists and people expect their money back when it happens. Yes it is 2021, not 1929. Credit and loans are a feature not a bug. If you want to put your life savings into a digital wallet go ahead. There's no protection when someone swipes it.