You are saying that you willfully entered into a loan agreement without reading the terms of the contract. I just don't see that as a defensible position. I don

You are saying that you willfully entered into a loan agreement without reading the terms of the contract. I just don't see that as a defensible position. I don't know how Robinhood does it, but TD Ameritrade was very clear with me what the terms of my margin account were. It's one thing to ignore TOS on an application, it a whole other world to sign a loan agreement without reading the fine print.