> Also, by making trading so easy RH has a responsibility to protect amateur investors from making terrible financial decisions. I strongly disagree with this.

> Also, by making trading so easy RH has a responsibility to protect amateur investors from making terrible financial decisions. I strongly disagree with this. Nobody can know beforehand what is a good investment or not. The omnipresent disclaimer applies: "All investments involve risks, including the possible loss of capital." The idea that the professionals know something that the rest of us don't, is quite controversial and there are many articles giving evidence to the contrary. https://www.researchgate.net/publication/234025489_The_Actively-Managed_vs_Index_Fund_Debate_is_Still_One_of_the_Hotest_Topics https://www.researchgate.net/publication/234025489_The_Activ... This idea is also quite condescending (my own opinion, no references given).