For me it just means that 'under 40' is a meaningless way to bin the statistic and creates a completely unnecessary and counterproductive us-v-them. There is a

For me it just means that 'under 40' is a meaningless way to bin the statistic and creates a completely unnecessary and counterproductive us-v-them. There is a huge swath of people over 40 that are financially fucked, some portion of which due to circumstances completely outside of their control, and they all have much less time to recover before they age out of the workforce.