There's a lot of retirement money tied up in stocks right now that should be in less risky investments. People should distrust stocks if they're going to need t

There's a lot of retirement money tied up in stocks right now that should be in less risky investments. People should distrust stocks if they're going to need the money the near/mid term, but monetary policy in recent years has driven people to stocks in search of yields that have dried up in bonds etc. This has a feedback effect where now the government is hyper sensitive to stock market downturns, for fear that millions will lose their retirement savings.