"In the current US system, if your employer does not provide (any|sufficient) insurance coverage, you have to get your own and there are a million options all r

"In the current US system, if your employer does not provide (any|sufficient) insurance coverage, you have to get your own and there are a million options all ready to fleece you. It is almost impossible to comparison shop and choose between 100 bad options." I've been using the ACA marketplace here in good ol' Alabama, and I've had the opposite problem. There are four choices, all from BC/BS. Note: I love the ACA. I will fight for the ACA unless and until I'm presented with an actual better option. Prior to the ACA, I had options from other companies, none of which covered my major problem.