We're kind of barreling toward this reality in pockets of the western world. Where I live in the US (wealthy blue state, not rural Alabama, don't get your hope

We're kind of barreling toward this reality in pockets of the western world. Where I live in the US (wealthy blue state, not rural Alabama, don't get your hopes up) you pretty much can't do fair business at a fair price without a personal reference or prior business relationship. And in some of the smaller wealthier towns you can see this kind of behavior start to creep into local government. Of course this is a far cry from not being able to rely on the police but it's definitely movement in that direction.