Exactly - people underestimate the wisdom (and the power) of organized crowds. Governments can be topped by crowds, which is why they try very hard to not becom

Exactly - people underestimate the wisdom (and the power) of organized crowds. Governments can be topped by crowds, which is why they try very hard to not become too unpopular. Institutional finance is just a percentage of what some people put in the market. And like governments, they may start realizing they must not do things that will make too many people angry, as the scale does not work in their favor now that new tools have made greater cooperation possible.