4 ms·
Not relevant to this topic, TD bank is one of the worst banking institution I have dealt with. Reading about them gives me nightmares.
by drogorbrn 6y ago
Not relevant to this topic, TD bank is one of the worst banking institution I have dealt with. Reading about them gives me nightmares.
- woofcat 6y agoOdd, I find they're the best. Hold $5k in your chequing account and _everything_ is free! Even got myself a safe deposit box. BMO has something similar but it's $6,000. The rest (last time I checked) didn't really offer something like that.
- r00fus 6y agoHonestly, who uses a safe deposit box these days? And what would one use it for?
- woofcat 6y agoAny important paperwork, or valuables you want held secure? I have some bars of precious metals, and contracts etc.
- r00fus 6y agoGuess I'm surprised at having a decent personal net worth but nothing irreplaceable other than personal mementos.
- woofcat 6y agoWills, marriage certificates, birth certificates, etc etc. All replaceable sure, however you almost never need to use them and if your home burns down you're going to hate that extra pain in the ass after the fact. I'm sure I could avoid using one, for instance getting a fire safe. However since the bank offers it for free, why not use it? Also, you have the option of offsite storage for any media backups. There is always the "Cloud" however sometimes it's nice to know your wedding photos are in a secure location.
- dragonwriter 6y ago> Honestly, who uses a safe deposit box these days? And what would one use it for? Offsite storage of small, highly value items. Important documents especially (e.g.,.duplicate official copies of birth certificates and similar documents as offsite backup, because getting them from the source can be time consuming, and present chicken and egg problems.)
- mkipper 6y agoThey might be referring to the American division. From a quick glance, it seems like there isn't much in common between the two, including the perks you mentioned (e.g. the minimum checking balance only waives the checking account fee, but doesn't waive a premium credit card fee, provide a safety deposit box, etc).
- EricMausler 6y agoI use TD and have never had a bad experience. Who do you bank with now? What made you switch?
- drogorbrn 6y agoboa and chase. neither is great. perhaps I need to look at web only banks