You bring up good topics, but the core of the issue is simpler than that. The city has a housing shortage because it prohibits housing from being built. Done. W

You bring up good topics, but the core of the issue is simpler than that. The city has a housing shortage because it prohibits housing from being built. Done. When there's not enough housing for all the people that work in a city the prices go up and commutes get longer. When a city/county/region allows new office construction there's an obligation to allow new residential construction to house all those new workers. San Francisco and other bay area municipalities have spent the last 30 years avoiding that responsibility.