You will end up with "Computer says no" situations if there are no knowledgable humans that review the decisions from the models. It's really no different in b

You will end up with "Computer says no" situations if there are no knowledgable humans that review the decisions from the models. It's really no different in banks but they are regulated and must provide proper reasoning to denied customers for the models they use in my country. It's not enough to say "your score is too low". It's very easy to create artificial stupidity!