True that you need merchant adoption. This whole thing will take a lot of time... but the subsidies wouldn't need to be that much - NFC is a $30 add-on. They ca

True that you need merchant adoption. This whole thing will take a lot of time... but the subsidies wouldn't need to be that much - NFC is a $30 add-on. They can be in a lot of places fairly quickly. http://www.fastcompany.com/1741837/wave-and-pay-nfc-credit-cards-are-definitely-in-bound?partner=rss http://www.fastcompany.com/1741837/wave-and-pay-nfc-credit-c...