2 ms·
Yeah, I just think it's a hassle with no value-add to fill in the same forms time and again. Let's say I've researched the offering and decided I want to apply
by amacenov 6y ago
Yeah, I just think it's a hassle with no value-add to fill in the same forms time and again. Let's say I've researched the offering and decided I want to apply for this specific credit card. Shouldn't it be a one click thing? Credit Karma can tell the bank everything there is to tell about me (with my consent obviously)
- aurizon 6y agoThere is a thing called 'credit report grooming', where crooked people create a good credit report, get a few cards, run them to the max and then never pay. These are often skimmed identities that they are grooming, so the card companies have become wary, so they have evolved documentary processes to screen them, like getting a few past residencies and employers to be sure they are not suckered.