Thanks for the answer. I really don't have any moral issues with my liability to the government. As I said not satisfied with their work. Some regulations are k

Thanks for the answer. I really don't have any moral issues with my liability to the government. As I said not satisfied with their work. Some regulations are killing business. And what I'm doing is highly unregulated. So they didn't do their homework. But in the end it is actually for me a more personal decision. Yes you could say greedy. But greedy is also an optimization algorithm.