I'm not sure we're on the same page here. You may not "invest" in a dollar with the expectation that that dollar will be worth more as 1 dollar than yesterday b

I'm not sure we're on the same page here. You may not "invest" in a dollar with the expectation that that dollar will be worth more as 1 dollar than yesterday but people do "collect" money. Given a large enough collection, one can then use then use this as a backing store for other investment vehicles. The end result is the same: an aristocracy of old wealth at the top and the young clambering up their ever-taller ivory towers.