Think about it this way, if you ballbark their maximum exit at $30M, and you own 1%, you end up with $300,000. But the chance of that happening are slim. You

Think about it this way, if you ballbark their maximum exit at $30M, and you own 1%, you end up with $300,000. But the chance of that happening are slim. You already make good money, at $85K per year you can save and invest more than $300K in a few years without too much trouble. Other considerations aside, why take any risk when you already have a sure thing? Whether they offer 1% or even 10% doesn't make much of a difference.