There will always be parents who aren't, for whatever reason. Apart from all the usual reasons you'd think of - you can get a sudden illness and die. You can be

There will always be parents who aren't, for whatever reason. Apart from all the usual reasons you'd think of - you can get a sudden illness and die. You can be a victim of a major crime. A novel coronavirus combined with incompetent government response can wreck your job prospects (unlikely as that may be). Your employer can go bankrupt, or the markets can crash and take your savings with it. A natural disaster can destroy your house and everything in it. You could be drafted. "Financially stable" is a pretty temporary state for the vast majority of the world. The realistic question is - what is the considerate, prepared, and loving response of a financially stable society when these things inevitably happen?