And 3), they would later update their evil-bloom-filter and all of the sudden the file you paid to get verified is now an Evil File, and they blacklist you anyw

And 3), they would later update their evil-bloom-filter and all of the sudden the file you paid to get verified is now an Evil File, and they blacklist you anyway. They actually blacklist you even faster, because of course they have in their database that you have the now-evil-file.