I totally agree with you, except that since I use mint, the only time I'm on there is when I suspect mint is out of date, or to mess with my bill pay stuff, so

I totally agree with you, except that since I use mint, the only time I'm on there is when I suspect mint is out of date, or to mess with my bill pay stuff, so maybe 2 or 3 times a month. I was envisioning a bank that offered the perks of somewhere like Schwab or ING, but with better UI/UX.