This absolutely is a transfer of wealth up to the billionaire class. Money that would have been put into the hands of waiters, dishwashers, barbers, and bartend

This absolutely is a transfer of wealth up to the billionaire class. Money that would have been put into the hands of waiters, dishwashers, barbers, and bartenders is now being spent on Grubhub and Amazon. The remedy for this is a transfer in the opposite direction - direct stimulus payments. There's a reason McConnell fought so hard against those.