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Or you mandate that the insurers can only rate on certain variables (e.g. zip code) and/or you mandate a pooling system so that insurers who have many low risk

Or you mandate that the insurers can only rate on certain variables (e.g. zip code) and/or you mandate a pooling system so that insurers who have many low risk people on their books subsidise insurers who have many high risk people.

throwaway894345 6y ago
Right, there are other solutions, but "just cut the insurance check to employees" isn't a good option for employees.