The worst part of it IMO is that even if you could pay for insurance without your workplace plan huge numbers of Americans can't get it at all due to pre existi

The worst part of it IMO is that even if you could pay for insurance without your workplace plan huge numbers of Americans can't get it at all due to pre existing conditions. So this is a serious impediment to workers leaving stable jobs that they don't like to do things like found small startups or even just move to a new job that may not be as stable.