Possible arrangement for university-level education: have the accrediting organizations administer exams for course credits and award degrees instead of individ

Possible arrangement for university-level education: have the accrediting organizations administer exams for course credits and award degrees instead of individual universities. The goal would be to open up choices. People could self-study, his tutors, or attend university. Even mix them up. It'd be like transfer credits. I could see a cottage industry of tutors and specialized labs, because the accrediting organizations' standard exams let them honestly say, "We can help you with part of your degree." Internships wouldn't have to be coordinated with universities; good employers would assign enough work relevant to the exams. Universities would still be a useful service: pay the tuition and get access to a bunch of professors (bonus if they take on student research assistants), other students, labs, research material, the "university experience", and (let's be honest) prestige. Universities could even provide venues for exams, like with the GRE (which is a standard exam administered by a central body). Another real-world example is the Japanese Language Proficiency Test. Anyone can register. I self-studied and took the N5 (easiest) exam in 2019. After that, I realized I need some help to keep progressing, so I've signed up for some paid online education services. When the pandemic passes, I'll look into getting a tutor. If local universities offered Japanese courses, I'd gladly pay to sit in.