FWIW their competitor Teller uses the bank's own native APIs. The idea is the bank can't shut off Teller clients without shutting off their own customers. This

FWIW their competitor Teller uses the bank's own native APIs. The idea is the bank can't shut off Teller clients without shutting off their own customers. This involves a lot of iOS reverse engineering. So things like Plaid's Capital One integration breaking for months have never happened with Teller - who've been running for something like 5 years now. https://teller.io/ https://teller.io/