Lot's of Canada doesn't have "Canada quality" insulation, including my apartment but also a variety of houses I have lived in. I grew up in the Okanagan, where

Lot's of Canada doesn't have "Canada quality" insulation, including my apartment but also a variety of houses I have lived in. I grew up in the Okanagan, where temps range from -20°C to 40°C. Many houses there couldn't deal with either extreme well. Even in Vancouver, -16 would freeze some pipes and kill some people. Not as bad as Madrid, but we are more accustomed to it here.