Currently for finances, I tend to prioritize and "reduce and simplify" and habitually look at all costs as "do I really need this?" as they relate to my long-te

Currently for finances, I tend to prioritize and "reduce and simplify" and habitually look at all costs as "do I really need this?" as they relate to my long-term goals. But in the future I hope to need more accounting knowledge (doesn't everyone on HN want to start a business? :) ... so I'm glad to hear about all this. One of the "plain text accounting" apps listed at plaintextacconting.org (under "perl", from a prominent OpenBSD person) that uses similar vocabulary to describe it, and mentions looking at ledger somewhat and why he decided to write his own. (I mention it partly as a future reference for myself in case I want to compare them more later, or if someone already has.) Also, a prior HN discussion (which, now I see, they have a link to a list of them at the original post's site; oh well): https://news.ycombinator.com/item?id=12119050 https://news.ycombinator.com/item?id=12119050